Financing
Financing your purchase
Rate barometer and repayment simulator, refreshed from our market sources.
Repayment simulator
Estimated monthly payment
€3,159
- Estimated conveyancing costs
- €45,000
- Capital borrowed
- €525,000
- Total cost of credit
- €233,160
- Total repaid
- €758,160
Capital borrowed 69 %Total cost of credit 31 %
Nominal rate 3.37 % · Non-binding simulation, excluding arrangement and guarantee fees. A loan commits you and must be repaid. Check your ability to repay before committing.
Rate barometer
CAFPI
National- 15 years
- 3.20 %
- 20 years
- 3.37 %
- 25 years
- 3.48 %
Taux moyens (baromètre national CAFPI).
Recorded on 2026-06-29 · Source
Crédit Logement/CSA
National- 15 years
- 3.12 %
- 20 years
- 3.34 %
- 25 years
- 3.37 %
Observatoire Crédit Logement/CSA — taux moyens effectivement signés (mai 2026). Taux moyen toutes durées 3,25 %. Durée moyenne 254 mois. Publication mensuelle (pas de ventilation régionale).
Recorded on 2026-05 · Source
Empruntis
National- 20 years
- 3.40 %
Taux moyens (baromètre national Empruntis).
Recorded on 2026-06-29 · Source
Meilleurtaux
National- 15 years
- 3.25 %
- 20 years
- 3.39 %
- 25 years
- 3.44 %
Taux moyens constatés (baromètre national Meilleurtaux).
Recorded on 2026-06-29 · Source
| Region | 20 years | Source |
|---|---|---|
| Auvergne-Rhône-Alpes | 3.40 % | Empruntis |
| Bourgogne-Franche-Comté | 3.45 % | Empruntis |
| Bretagne | 3.50 % | Empruntis |
| Centre-Val de Loire | 3.50 % | Empruntis |
| Corse | 3.45 % | Empruntis |
| Grand Est | 3.45 % | Empruntis |
| Hauts-de-France | 3.50 % | Empruntis |
| Île-de-France | 3.55 % | Empruntis |
| Normandie | 3.35 % | Empruntis |
| Nouvelle-Aquitaine | 3.45 % | Empruntis |
| Occitanie | 3.45 % | Empruntis |
| Pays de la Loire | 3.50 % | Empruntis |
| Provence-Alpes-Côte d'Azur | 3.45 % | Empruntis |
Market indicators
- ECB deposit facility rate
- 2.250 %
- ECB refinancing rate
- 2.400 %
- 3-month Euribor
- 2.089 %
- 12-month Euribor
- 2.089 %
Recorded on 30 June 2026 · Source
Non-binding simulation, excluding arrangement and guarantee fees. A loan commits you and must be repaid. Check your ability to repay before committing.